Intelligent finance is the product of the deep integration of new technology and financial services represented by artificial intelligence. It relies on the ubiquitous data information and the ever-increasing computing model to gain insight into and meet the various financial needs of customers in advance and in real time, so as to truly take customers as the center and reshape the financial value chain and financial ecology.
Intelligent finance is a new stage of the development of financial science and technology, and also the third stage of the integration of science and technology and finance. Unlike the development from "point" to "line" in the early electronic finance era and the transformation from "line" to "face" in the online finance era, intelligent finance has expanded the breadth and depth of financial services, fulfilled the dream of inclusive finance, and realized the leap from "face" to "three-dimensional" in financial services.
Wisdom in technology is better than application. Four key technologies of Intelligent Finance - Artificial Intelligence, Block Chain, Cloud Computing and Big Data - are expected to shine with vigor in the financial industry and play a role together. Among them, payment, personal credit, corporate credit, wealth management, asset management, and insurance are the six major sectors.
Intelligent finance has opened a new era for financial innovation. Breakthrough and development of intelligent technology, accelerated landing of scenario applications and deepened cooperation among industry institutions will bring new momentum to the development of intelligent finance. In this context, enterprises need to pay more attention to ensure that they keep up with the trend of the times on the road of intelligent financial applications.